CoverTN is designed for uninsured Tennesseans, at least 19-years-old, who work for qualifying small businesses, are self-employed or work but do not have health insurance. In addition, those who have recently become unemployed or had work hours reduced may also be eligible. The spouse of a CoverTN member may also be eligible for coverage under CoverTN.

Self-employed individuals are eligible to apply for CoverTN. Self-employed means that you are in business for yourself or are an independent contractor and your business does not have any employees. Self-employed applicants, to be eligible for CoverTN, must be able to show income from the business equal to at least 20 hours per week at minimum wage, or about $6,800 per year.

Spouses of CoverTN participants may be eligible for coverage if they meet the following eligibility requirements. An employer is not obligated to contribute to the spouse's premium and employees must pay whatever portion of the spouse's premium the employer does not cover. An employee must enroll in CoverTN in order for the spouse to be eligible.

•	Tennessee resident for six months (exceptions apply)
•	A U.S. citizen or qualified legal alien
•	19-years-old or older
•	Has not had health insurance in the previous six months
•	Must agree to pay two-thirds share of the premium

Children of CoverTN participants are not eligible for coverage under this program but may be eligible for coverage through CoverKids.

* Exception to the go-bare requirement may apply